Doing business internationally brings growth opportunities—but also risks. One of the most common challenges? Foreign companies with Spanish debtors who fail to pay their invoices.
Whether it’s a late payment, a dispute, or simply a client ignoring you, cross-border debt collection in Spain can feel like navigating a legal maze. In this step-by-step guide, we’ll show you:
- How to reduce the risk of unpaid invoices before closing a deal in Spain.
- What actions to take immediately if a Spanish client doesn’t pay.
- How CREDIT BACK can support you from start to finish—with no upfront costs.
1. Before Closing a Deal: How to Prevent a Spanish Client from Not Paying
Do you really know who you’re offering credit to?
The best way to avoid non-payment is to assess the creditworthiness of your Spanish customer before you deliver goods or services.
✅ CREDIT BACK PREVENTION: Know your customer before it’s too late
We perform a full credit check on your Spanish prospect: payment history, financial health, court records, and insolvency risk. This allows you to decide whether it’s safe to offer payment terms.
✅ Use our CREDIT BACK Guarantee Seal on your invoices
Include our logo and legal seal on every invoice you send to Spanish clients. This warns them that the invoice is backed by a specialized international debt collection agency. It creates urgency and discourages payment delays or strategic stalling.
If your client doesn’t pay on the due date, CREDIT BACK immediately starts the recovery process. No delays. No risk to your cash flow.
2. After the Payment Is Missed: Act Immediately
Timing is everything
Too many foreign companies wait too long to act, hoping their Spanish client will eventually pay. The truth? The longer you wait, the harder it becomes to recover your money.
⏱ Step 1: Don’t wait—start the collection process as soon as the invoice is overdue
Send us the invoice, contract, or purchase order. We’ll take care of everything, from pre-legal collection to full legal action inside Spain.
📜 Step 2: Leverage your legal rights under Spanish law
Spanish commercial law allows you to claim late payment interest and collection compensation from day one of default. Our team handles all communication, negotiation, and legal steps for you.
Why CREDIT BACK Is the best partner for foreign companies with spanish debtors
- 🌍 We specialize in international B2B debt recovery
- 💸 100% success-based model – No collection? No fee
- ⚖️ Experienced legal team familiar with Spanish commercial law
- 📊 Monthly progress reports so you stay informed
- 🗣️ Multilingual support (English, French, Italian, Spanish)
FAQ:
Yes. CREDIT BACK acts as your legal and commercial representative in Spain. You do not need to hire a separate lawyer or have a local office.
The standard statute of limitations is 5 years, but we strongly recommend starting the recovery process as soon as the payment is overdue.
No. Our model is 100% success-based. We only charge if we successfully recover your money. There are no upfront costs or financial risks for your company.
The CREDIT BACK seal signals that the invoice is backed by a professional recovery service. Many debtors will prioritize paying these invoices to avoid escalation.
You’ll receive monthly reports detailing every action we’ve taken, current status, and next steps. Our process is fully transparent.
We operate in English, Spanish, French, and Italian—communicating effectively with both you and your Spanish debtor to streamline the process.
📞 Ready to recover your money—or avoid risk before selling?
We offer a free initial case analysis to foreign companies with spanish debtors.
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