Collection strategies for companies and professionals

We at CREDIT BACK are experts at acquiring and managing credit claims from companies, independent contractors and working associations.

· We take on credits stemming from failure to meet monetary obligations, unpaid invoices, construction withholdings and guarantees. · We bid for credit portfolios that include a due or unpaid debt that is therefore callable either amicably or judicially. · We manage claims to debtors both domestically and internationally.


We are members of:

Spanish National Debt Collection Association

Certified by:


Much more than recovering debt

· FINANCING. Liquidity and reduction of liabilities on your balance sheet.

· MONITORING: Rigorous tracking of the management of non-payment.

· MEDIATION: Representation of the company in the claims process.

· CORPORATE REPUTATION: Protection of the brand image in the market.

· PREVENTION: Evidence to current or future clients that the company has solutions to monitor and manage noncompliance.

· SIMPLICITY: Outsourcing this job so you can concentrate more and pour all your energy into your main activity.



Assignment with percentage of share in the recovery

We take the position of creditor before the debtor.

· We establish an amount for the assignment.
· The client shares in the successful recovery.
· Extrajudicial and judicial claims process.
· Protection of the brand or the person
· We offer an analysis of the tax impact of the assignment.

We regularly provide a recovery management report which the client can view in their private area on our website.


Purchase of the non-payment

We take the position of creditor before the debtor.

· We establish an amount for the purchase.
· We provide immediate liquidity.
· Protection of the brand or the person.
· We offer an analysis of the tax impact of the purchase.


We collaborate with the bankruptcy administration in the analysis and management of debts or credit claims

In bankruptcy proceedings, our aim is to place value on the portfolio or credit claims of the company in liquidation. To do so, we collaborate in the evaluation of all the available options and analyse each credit to determine its management or acquisition, in keeping with the interest of the receivership.
CREDIT BACK can provide the receivership proceedings with:

· FINANCING: Immediate liquid assets and transforming liabilities into assets thereby giving value to the portfolio.

· DEADLINE: Specialising in the claim process allows us to reduce the collection time..

· HUMAN RESOURCES: Specialist team in collection follow-up and management.

· COLLABORATION: To draw up a liquidation plan or after the approval of the liquidation plan.

We offer various modalities for debts, mortgage guarantees, bank guarantees and retentions that include the entire collection management cycle:


Acquisition of portfolio or credit claim

Based on a value agreed for the acquisition of the credit claim of the portfolio.

Providing immediate liquid assets to the receivership proceedings.

Assignment with percentage of share in the recovery

We agree on an amount for the cession of the receivership proceedings, and CREDIT BACK takes on the creditor position with the debtor, establishing a percentage to pay into the receivership account.

The work dynamics consists of providing an evolution report on the collection management of the portfolio, together with the settlement sheet with the percentage previously agreed.
All this can be viewed in the client’s private area on our website.

Our method consists of favouring recovery by way of a friendly settlement as far as possible. On certain occasions, we propose submitting it to legal reclamation, always with the previous consent of the bankruptcy administration. CREDIT BACK takes on the direct costs of the court fees, those of the procurators and expert reports.

Claim process

In all cases we try to recover the debt through amicable settlements prior to going to court with our team of legal experts.

Contact with us

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Velázquez, 53, 2o Izq.
28100 Madrid
+34 91 436 51 79
+34 91 577 71 90