A surge you can’t afford to ignore
New data from the Dun & Bradstreet Global Bankruptcy Report 2025 reveals a troubling reality:
Europe is facing a new wave of insolvencies, and many companies are defaulting on payments months before filing officially.
The numbers speak for themselves:
- Spain: +25.7% increase in business bankruptcies vs. 2023 (highest since 2013)
- France: 67,830 insolvencies – a 12-year high
- Germany: +21.9% increase in insolvencies
- Italy: +19.8% rise in bankruptcies
📌 Key Insight: In most cases, creditors lose their chance to recover anything once insolvency is officially declared.
🟠 “Most debtors stop paying months before they file. By then, it’s often too late to act.” — CREDIT BACK Recovery Team
Red flags: Is your european customer about to default?
If your clients in Spain or the EU are:
- Delaying or partially paying invoices
- Giving vague excuses or claiming “internal delays”
- Changing contacts or becoming unreachable
- Modifying payment terms without notice
- Avoiding communication altogether
…there’s a strong chance they may be heading toward insolvency.
Once a client enters concurso de acreedores (Spain’s insolvency procedure), your recovery options become limited, slow, and costly — especially for international creditors.
How to collect unpaid invoices in Europe before it’s too late
At CREDIT BACK, we specialize in international B2B debt recovery, with a strong focus on Spain, the EU and the rest of the world.
We’re not a law firm. We’re your strategic recovery partner.
That means faster execution, clear communication, and no upfront fees.
Our Key Strengths:
- ✅ Deep knowledge of local debt recovery and insolvency laws
- ✅ Native Spanish-speaking legal teams (and other languages)
- ✅ Worldwide presence through our partner network
- ✅ Pre-legal and legal recovery in Spain, France, Germany, Italy and beyond
- ✅ 100% success-based model — if we don’t recover your unpaid invoices, you pay absolutely nothing
We act like your Credit Control Team in Europe
We work with:
- Exporters and international distributors
- SaaS providers and tech companies
- Logistics and freight firms
- Fintech businesses
- B2B manufacturers and wholesalers
Why they choose CREDIT BACK:
- We manage the entire recovery process (amicable and legal)
- We escalate only when necessary
- We provide monthly reporting
- We protect commercial relationships when possible
- We operate fully compliant with GDPR and EU regulations
Don’t wait until it’s too late
Many international businesses wait until the debt is already unrecoverable.
By then, the debtor is legally protected — and you’ve lost leverage.
💬 “If most of our international clients had contacted us earlier, they would have recovered everything.”
Even if your accounting team has written off the invoice — there may still be a window of opportunity.
Request your free case review
Whether the claim is €5,000 or €500,000, we treat every case with full strategic focus.
- No risk
- No upfront fees
- 100% success-based
- Full legal and operational support
Let’s protect your business before the insolvency storm hits.
⚠️ Don’t wait to collect unpaid invoices in Europe — Time is critical